Personal Savings & Money Market Accounts
Third Coast Premium Savings (MMA)
Earn more with premium tiered interest rates as your balance increases.
Minimum to open:
Minimum amount to open — $100
Minimum balances and fees:
- No monthly maintenance fee when minimum balance requirements are met
- Minimum daily balance to avoid monthly maintenance fee — $2,500
- Monthly maintenance fee only $15
Interest (Contact us for current rates):
- Interest earned on daily collected balances and paid monthly
- Five premium interest rate tiers: **
- Tier 1: $0 — $9,999
- Tier 2: $10,000 — $24,999.99
- Tier 3: $25,000 — $49,999.99
- Tier 4: $50,000 — $99,999.99
- Tier 5: $100,000 and above
Account features and benefits:
- Limited check writing***
- Free online banking
- Imaged checks and deposit slips with monthly statement
- Free online banking with bill pay option
** Interest rates are subject to change wihtout notice.
***Federal regulations limit certain types of withdrawal and transfer transactions you may make on this account to a maximum of six (6) per statement cycle. There will be an excess check charge fee of $20.00 for each withdrawal after the sixth.
Regular Savings
Makes saving easy and convenient.
Minimum to open:
Minimum amount to open — $100
Minimum balances and fees:
- No monthly maintenance fee when minimum balance requirements are met
- Average daily balance to avoid monthly maintenance fee only $300
- Monthly maintenance fee only $3
Interest (Contact us for current rates):
- Interest earned on daily collected balances and paid per statement cycle**
Account features and benefits:
- Six(6) withdrawals/transfers per statement cycle****
- Monthly maintenance fee waived for minors under 18 when parent has an account
- Free 24–hour bank–by–phone
** Interest rates are subject to change without notice.
**** Savings accounts are allowed six (6) withdrawals/transfers per statement cycle at no charge. Additional withdrawals over the allowable amount will result in a charge of $3.00 per excess withdrawal.
Equal Housing Lender